loans, how does it work?

[meiru]

How does the loan system work? What do you have to achieve to be able to take out loans? I don't see, why I can't get any. Does every aircraft have to produce profit? Is the profit margin a problem? If so, what's the requirements? I really don't see how it works...

[[SC] - King Kong]

I believe its based on your financial history IE. how long youve been in business, the value of your airline, the profits you retained in the past.

A big airline with a lot of assets is more likely to be able to borrow a lot while a start up already starts with a debt. When that is payed off it takes a while and some profits before the bank wants to give you money. Also, your credit rating makes sense, but the rating is based on all above things.

[Infinity]

How does the loan system work? What do you have to achieve to be able to take out loans? I don't see, why I can't get any. Does every aircraft have to produce profit? Is the profit margin a problem? If so, what's the requirements? I really don't see how it works...

You have to be in positive company value. The system does not update very often, so you have to stay positive for a day or two before you can take a loan.