Credit rating - Sum to take out against securities fluctuates

[BizFlyer]

Good Day to all,

I could observe, that during the time, that my airline "Small is Sexy" exists in "Dawn of the Millenium #5", I have improved my credit-rating (at the moment to "B").

My loan, which I received, when starting into the game with "Small is Sexy", is becoming smaller and smaller every week and there have not been any failed payments.
I always have cash in my bank-account (minimum 200.000,-)

Still I observe, that the offered loan-amount against securities is fluctuating between 0 and 800.000,- and 1.500.000,- .

That is not logic to me, my assets have not changed at all in that time, I own tree planes and that is it.

Does anyone have an explantaion for these peculiar fluctuations?

Greetings,

BizFlyer

[Sanabas]

The initial loan is delivered on much better terms, and for more, than you'd be able to normally get when you're small.

The amount you can borrow is based on your rating, and on your revenue, and is always highest on a Sunday night. Your revenue is very small, only ~300k a week I think. So your loan availability will be very small, it will slowly increase as you pay off your initial loan (which is only 5k/week or so, I think?), and it will fluctuate through the week, highest on Sunday night. If you want that available loan amount to grow, you need to increase your revenue.

[BizFlyer]

OK, understood. Thank you.

That the weekly revenue fluctuates, is normal, but that the credit-rating fluctuates analog in weekly swings, is, in my view, not really realistic, isn´t it?

Anyway, now I got it.

Greetings,

BizFlyer