AirwaySim

General forums => General forum => Topic started by: Kazari on December 15, 2009, 05:19:37 PM

Title: Loan limit
Post by: Kazari on December 15, 2009, 05:19:37 PM
When you get to a certain size, there seems to be a limit on the amount of loans you can get. I believe it's something around $475 million

Is this true and if so, why?
Title: Re: Loan limit
Post by: Sigma on December 16, 2009, 12:31:36 AM
Probably so that the big don't keep on getting impossibly huge, something which is already a problem in this game since profit margins are so outrageously high and the fact that certain players know how to "game the game" to maximize their growth.

Not that it makes that much difference anyway, they'll still get there eventually.  But it does serve to inhibit the, literally, exponential growth of some airlines.   The explosive growth is limited to the first few game-years and, after that, they're reliant on their cashflow alone.
Title: Re: Loan limit
Post by: EYguy on December 16, 2009, 04:21:59 PM
You're about the limit? I think it' strange because I see people buying A388 20 at a time and they manage to BUY them instead of lease them... :-OOO
Title: Re: Loan limit
Post by: Unbornio on December 17, 2009, 10:31:15 AM
Quote from: EYguy on December 16, 2009, 04:21:59 PM
You're about the limit? I think it' strange because I see people buying A388 20 at a time and they manage to BUY them instead of lease them... :-OOO

I see that in real life. It's not strange?  8)
Title: Re: Loan limit
Post by: EYguy on December 17, 2009, 11:41:38 AM
I think it's strange... I still dunno wether they buy them using spare cash or financing them with debit! :) Anyway, usually the unsecured financing is about 125% the amount of your available cash. But I have not calculated the secured loan availabilty yet...