About the loan... If I pay back the initial loan, will I be able to take out a new loan faster than if I wait and take a smaller loan but also use cash?
It is a low interest loan. It is unlikely you will get a new one with better terms.
Did not work for me. When I closed my loan, my credit limit went up exactly the same amount as I paid...
WARNING! This website is not compatible with the old version of Internet Explorer you are using.
If you are using the latest version please turn OFF the compatibility mode.