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Author Topic: [-] loans between players  (Read 420 times)

Offline Andriy

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  • Posts: 287
[-] loans between players
« on: August 28, 2010, 07:52:55 PM »
I would suggest to extend bank/loan feature with the possibility to borrow money from other players at higher interest rate. Could be very similar to a "used market" - where airlines willing to take loans would put their needs (e.g. $20mil, 15%, 5 years) and anyone with the money available could examine the airline asking for loan and take the deal

- for small players and especially those coming late into the game, financing is often a problem. You do not have assets and bank would not give you large enough unsecured loan even if you make money and have descent credit rating
- players willing to take the risk would be able to get the money when they need. They would need to think carefully though if they would be able to service the loan as its not difficult to imaging that there would be people offering money at 100% annual rate...
- players with free cash and no spending plans would have a good investment option. Currently you almost get nothing for free cash on your account
- one could even borrow money to competitor hoping that high interest will eventually bring him to bankruptcy:)
- this could give a real meaning for alliances as alliance members could support each other on a need basis, there could be an option that alliance members could set a lower interest for each other
- if an airline goes bankrupt than the creditors could still get all or part of their money back - depending on the residual value of the airline vs debts
- creditors could be also getting assets (aircraft, slots) of bankrupted airlines; slots could be particularly interesting - this way there might be a lot of the big guys willing to provide financing for smaller airlines not doing that well - who would otherwise never get money from a bank

« Last Edit: August 29, 2010, 09:53:01 PM by sami »

samomuransky

  • Former member
Re: loans between players
« Reply #1 on: August 28, 2010, 09:02:46 PM »
+1

Offline powi

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  • Posts: 435
Re: loans between players
« Reply #2 on: August 28, 2010, 09:13:05 PM »

Yb

  • Former member
Re: loans between players
« Reply #3 on: August 29, 2010, 08:30:01 PM »
I support this however:

a) creditors should carry the risk of airline bankrupcy (get back little or almost nothing)
b) there should be NO bonus for Alliance, only higher interest rates and system should control and deny any interaliance loans

Offline swiftus27

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Re: loans between players
« Reply #4 on: August 29, 2010, 09:47:40 PM »
-1 still no way in hell I'd let this happen.  So so so so so easy to manipulate the game this way.  You would have to make so many controls that it would be sick.

Offline Sami

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  • Posts: 15027
    • AirwaySim - Are you the next Richard Branson?
Re: loans between players
« Reply #5 on: August 29, 2010, 09:52:57 PM »
Nope. Check the previous thread.

nemo

  • Former member
Re: [-] loans between players
« Reply #6 on: September 05, 2010, 02:59:56 PM »
Why isn't this allowed? It happens in real life... Just look at what Lufthansa has been doing with Aegean and Air One...well used to.
Airlines should be able to finance other airlines...

 

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