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Author Topic: Non-payment of loans  (Read 600 times)

Offline Kazari

  • Members
  • Posts: 477
Non-payment of loans
« on: August 25, 2009, 03:25:28 AM »
I have had several bankrupt companies now.

Before they went bankrupt, they would run in the red for several days, but often before I would get a bankruptcy warning (or after when I would have the occasional upswing) my loan payments would not go through.

I understand that these loans are unsecured, so they can't grab my assets, but it seems to me that bad things should be happening to me and my credit rating every month those loans aren't paid.

Shouldn't I get annoying warnings? Or visits from large men in black suits who would like to make me understand how important paying this loan off is?

Can someone please explain how my credit rating is affected by these non-payments, because it's unclear to me that it is.


  • Former member
Re: Non-payment of loans
« Reply #1 on: August 25, 2009, 03:47:07 AM »
Yeah, the message you get says there'll be a significant rating hit, but I went DEEEEEEEP into bankruptcy and my rating never dipped below what it was at its high point, even after missing months and months worth of loan payments on some VERY sizeable loans.


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