I am actually peeved to know that people are knowingly cheating - just to clarify it for you.
The wording on the loan page that allowed players to 'take advantage of it' (cheat) to me is people desperately trying to justify their actions...but a cheat is a cheat...no matter what wrapper you put on it.
Sorry - but if the practice was as wide spread and known about and reported in as many threads as people are saying it was...then people knew they were cheating if they then abused this.
Personally it makes no difference to me, as I will no doubt restart many more times in this game-world as I try many different ways of going about the game, as that is what I enjoy - 'working on a strategy until in my mind I have it right' and I have many restarts in many game-worlds to go yet :-)
While I agree with you in some ways and disagree with you in others let me ask you one question.
Are you trying to tell me that your a living breathing human being, probably a middle aged man that you have never bent, twisted or manipulated anything in your life.......As you put it "just to clarify it for you" take advantage of it means cheat (Your words) so your telling me that you have never i.e found a £,$ whatever and put it in you pocket instead of handing it into the police, or lied on a C.V or to a Partner, Boss of Friend. If this is the case then you must be a verly lonely guy. Life is life and most days it gets up my nose and knocks me down. Now do I bleat on and on and on about it and feel sorry for myself? no I get up and brush myself off and move on.
My point is this, peolpe who complain for the sake of it and portray that they are whiter than white tend to be full of .......
I myself only found out about this a couple of R/L days ago. Did I complain that after playing this game for around 2 years that "Poeple are cheating" Or "Taking advantage" NO I DID NOT. the question was asked and a PM was sent to SAMI. If that is not "FAIR AND ABOVE BOARD" then I dont know what is.
Obvesially some people have been taking full advantage of this, I myself have 35mill of loans on A/c worth 24Mill (I also have unsecured loans) so have gained 11mill from this deal which equates to about two 757-300s.
Last time I looked 600 people where in this game world. I would be happy to leave it as SAMI has stated or we could just restart the game....I have a feeling though that very few people will want to do that.
This is a truly great game, but just like life could do with a tweak or too.