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Author Topic: Loans - Or Lack Of  (Read 653 times)

Offline ukatlantic

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Loans - Or Lack Of
« on: March 09, 2011, 05:39:38 PM »
Ok So Im making good money my airline is fairly profitable and I'm a B Grade for loans so why can I not get an unsecured loan? Has there been a tweak to the banks lending system? I have been a CCC rating in previous games and still managed to get a loan offer yet I am still being offered 0 at the moment.  :-\

Offline BobTheCactus

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Re: Loans - Or Lack Of
« Reply #1 on: March 09, 2011, 05:40:29 PM »
CI and airline age makes a difference
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Offline ukatlantic

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Re: Loans - Or Lack Of
« Reply #2 on: March 09, 2011, 05:53:40 PM »
Never made a difference previously in other games I've played here or not so I noticed  ??? My CI is consitently climbing week after week and my airline has been around since the game opened which is why I'm thinking it od dthat I still cant get any loans.

Offline Sanabas

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Re: Loans - Or Lack Of
« Reply #3 on: March 10, 2011, 12:26:47 AM »
Do you have existing loans? Your unsecured limit is probably zero simply because your existing loans, whether secured or not, are above your overall unsecured limit. I'm also fairly sure that a high revenue airline with a CCC rating will have a higher cap than a low revenue airline with a B rating. It's just that the smaller airline will have to pay a lower interest rate. My MT4 revenue is currently about 19 million per week, and my unsecured loan cap is around 18 million with a CCC rating. You look to have about 4000 pax per week, which means your revenue is almost certainly under $3 million. So your cap is probably below the ~3.5 million remaining on the initial loan.

 

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