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Author Topic: Loan Issue  (Read 1131 times)

Bettyb

  • Former member
Loan Issue
« on: December 03, 2010, 06:04:41 PM »
Hi, hope someone can help.
I had a loan with some aircraft secured on it, paid this loan off early.
I was looking at loans again thinking of getting some more aircraft and can get:

The bank allows you to loan 97 900 000 USD with the full loan amount backed with securities, or 13 600 000 USD without any securities.

I own 8 aircraft so could get the 97900000, however, when i click on select assets its says:

Your airline does not own any aircraft, or all owned aircraft are already used as loan securities. You cannot select them as security assets for the loan.

You can only take an unsecured loan.


Help anyone?

Offline JumboShrimp

  • Members
  • Posts: 5992
Re: Loan Issue
« Reply #1 on: December 03, 2010, 06:08:34 PM »
There is a difference between leasing and owning planes.  You can only use planes you own outright for purpose of getting a secured loan.

Bettyb

  • Former member
Re: Loan Issue
« Reply #2 on: December 03, 2010, 10:22:01 PM »
Sorry, yes I own them outright

Offline JumboShrimp

  • Members
  • Posts: 5992
Re: Loan Issue
« Reply #3 on: December 03, 2010, 11:21:10 PM »
Your airline does not own any aircraft, or all owned aircraft are already used as loan securities. You cannot select them as security assets for the loan.

You can only take an unsecured loan.


Help anyone?

Are the planes you courrently own used as securities for other loans?

The way you can check is click on your existing loans and it will show you which planes are used for the loans (if any).

GDK

  • Former member
Re: Loan Issue
« Reply #4 on: December 03, 2010, 11:41:46 PM »
If there are not used for other loan, it might be a bug. This happened few months ago.

Bettyb

  • Former member
Re: Loan Issue
« Reply #5 on: December 04, 2010, 08:11:09 PM »
No not used on another loan - have no loans at all.
just tried again and seems ok now - perhaps just a bug. I thought it was because i didnt own all my planes, just the props

 

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