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Online Airline Management Simulation
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Author Topic: Credit Rating  (Read 622 times)

Online CVACEO

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Credit Rating
« on: May 02, 2010, 03:05:08 PM »
... how is it calculated?  Does use of credit and payment/payback history have any bearing on it or is it based upon cash on hand, or ???

The reason I ask is that I have taken and paid back early several smallish loans and my rating fluctuates between B and CCC, seemingly dependent upon how much cash I have.  Also, does a higher credit rating get you a better margin rate and at what rating does that take effect?

Offline swiftus27

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Re: Credit Rating
« Reply #1 on: May 02, 2010, 03:08:27 PM »
solely based on your income history, airline age, current cash situation, and current asset situation.  

It does not have anything to do with your past payment history at the present time.  

I am only at BB right now in this game and have 170 million in cash.  Doesn't make too much sense to me but is designed to keep it moderately fair so ppl don't just order 200 of a plane and dominate early.

Online CVACEO

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Re: Credit Rating
« Reply #2 on: May 02, 2010, 03:44:29 PM »
I see.  Do you get a better interest margin at BB than you did at B?

Offline swiftus27

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Re: Credit Rating
« Reply #3 on: May 02, 2010, 03:47:15 PM »
Each grade is one percent less in the margin you pay. 

Online CVACEO

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Re: Credit Rating
« Reply #4 on: May 02, 2010, 06:22:53 PM »
Wow, that's huge!  Well-worth striving for a better credit rating, then.

 

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